Founders Key Person · California

Founders Key Person Insurance for California startups.

Continuity coverage if a founder is incapacitated.

California requires Workers' Comp from the first employee and imposes the country's strictest cyber breach notification standard (Cal. Civ. Code §1798.82).

Quote KM in CA From $28/month · Typical limit $1,000,000

What Founders Key Person covers in California

  • Death benefit paid to the company
  • Optional disability rider
  • Customizable face amounts
  • Underwritten on each founder

Why California founders buy this

Often required by lenders and convertible-note holders.

Policies are issued by licensed insurance carriers on FounderHut Insurance's appointed panel. FounderHut Insurance, LLC is a licensed insurance producer in California (and all 50 states). Coverage is subject to terms, conditions, and exclusions of the issued policy. Premium quoted is indicative and depends on industry, headcount, revenue, and underwriting.

Get a California KM quote in under 2 minutes.

Pre-filled from your FounderHut profile — company name, entity, state, headcount and revenue carry over automatically.

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